20 Year Term Life Insurance Rates at Life

20 Year Term Life Insurance Rates. If you use tobacco or have health issues the rate will be higher. 20 year term life insurance is available for those 70 and under.

Your rate may vary based on your policy, age and health, among other factors. This means the premiums will not increase for 20 years! We have one carrier that can offer up to $1,000,000 death benefit with no exam, as long as you’re healthy.

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